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#panama#ecuador#dollarization
Dollarized Economies: Why Panama and Ecuador Change the Math
FX risk adds 3-4% hidden cost to local-currency financing. Dollarized markets eliminate it , but bring their own dynamics.
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Articles about alternative financing, tokenization, and LATAM markets.
#Global Markets
Uruguay and Paraguay: The Hidden Markets Where PYME Credit Costs 21-37%
Contrarian thesis: two overlooked markets where SMEs pay some of LATAM's highest rates. BCU data proves it. DOB saves 5.5-8pp.
#Global Markets
Brazil: The $300B Giant Beyond BNDES
Brazil's PYME credit market is massive and broken. BNDES reaches 2% of SMEs. The other 98% pay 24%+. Deep dive into LATAM's largest economy.
#Global Markets
Peru: The Biggest Opportunity in LATAM Credit Markets
Peru has the OECD's largest PYME-corporate spread at 20pp. SBS data reveals a $40B+ credit gap. Deep dive into the market DOB was built for.
#Global Markets
The PYME-Corporate Divide: Why Small Companies Pay 2-3x for the Same Capital
Country-by-country OECD data on the PYME-corporate rate spread. Peru has the largest in the OECD. This gap is inefficiency, not risk.