What is DOB Capital?

Financing designed for those who operate real assets

DOB Capital is an alternative financing platform for operators of productive assets in Latin America. We connect those who own real, revenue-generating assets with direct investors seeking returns backed by concrete operations.

If you operate a solar farm, a vehicle fleet, a data center, or any asset that generates cash flow, DOB Capital lets you access capital without depending on traditional banking.

No banks. No borders. No unnecessary bureaucracy.

Who is DOB Capital for?

DOB Capital is designed for asset operators in Latin America facing one or more of these situations:

• Excessive bank rates. In many countries across the region, productive lending exceeds 20% annually. DOB Capital offers significantly lower rates.
• Limited access to the financial system. If you're a mid-sized or emerging company, banks ask for guarantees you can't provide. We evaluate your asset, not your banking history.
• Slow, bureaucratic processes. While a bank takes months to approve a loan, with DOB Capital you can simulate your rate in 2 minutes and move forward at your own pace.
• Need for growth capital. You have an asset that works and generates revenue, but you need capital to scale your operation.

The 10 asset types we finance

Our platform covers a wide range of productive assets. If your operation generates verifiable cash flow, it probably qualifies:

Where we operate

DOB Capital operates actively across 12 markets in Latin America, with specific rates for each jurisdiction based on local economic and regulatory conditions:

• Southern Cone: Argentina, Chile, Uruguay, Paraguay
• Andean: Colombia, Peru, Ecuador
• Central America: Costa Rica, Panama, Guatemala, El Salvador
• Caribbean: Dominican Republic

Operators in other Latin American countries and beyond can also access the platform through the 'Other LATAM' option in the simulator.

Each country has different conditions. That's why our simulator adjusts the rate based on your location, industry, and specific profile.

Mexico and Brazil — simulation available, financing coming soon. You can calculate an estimated rate for assets in these markets, but formal registration and financing are not yet enabled. DOB Capital operates under a BMA license from Bermuda, and Mexico and Brazil require additional local regulatory licensing (CNBV and CVM respectively) to structure operations within their jurisdictions. Both are priority markets in our expansion and will be enabled as the local licensing processes advance.

How is it different from a bank?

The fundamental difference is simple: we evaluate your asset, not your traditional credit history.

A bank asks for 3 years of financial statements, mortgage guarantees, personal co-signers, and weeks of paperwork. DOB Capital evaluates whether your asset generates enough cash flow to back the financing. Your productive asset is your guarantee.

Furthermore, by connecting operators directly with investors, we eliminate intermediaries that drive up the cost of capital. The result is more competitive rates and a faster process.

What DOB Capital is not

Let's be clear about what we're not:

• We're not a bank. We don't take deposits or offer checking accounts.
• We're not a personal credit fintech. We don't finance consumption. We finance productive assets.
• We're not a loan marketplace. We structure each operation with full legal and regulatory backing.

We are a regulated alternative financing platform, operating under a BMA Class IIGB license in Bermuda, with a legal structure that protects both the operator and the investor.

Institutional regulatory structure

DOB Capital operates under an institutional-grade regulatory framework designed to give legal certainty to both operators and cross-border investors.

• Corporate incorporation in Delaware (USA). DOB Capital LLC is registered in Delaware, one of the most robust and predictable jurisdictions in the world for corporate structures. Delaware offers a mature legal environment, courts specialized in commercial law, and a corporate framework that gives confidence to institutional investors.

• BMA Class IIGB license in Bermuda. DOB Capital is licensed by the Bermuda Monetary Authority (BMA) under the Class IIGB category of the Digital Asset Business Act (DABA). The BMA is globally recognized as a regulator of FATF-equivalent standard, with prudential supervision, AML/CFT, and capital requirements. This license allows us to operate as an issuer of digital assets backed by real-world assets (RWA) in regulatory compliance.

• Regulatory expansion: Mexico and Brazil. The BMA license covers most LATAM markets, but Mexico and Brazil require specific local licensing to structure asset financing within their jurisdictions (CNBV in Mexico, CVM in Brazil). For that reason, operators in these countries can simulate their rate today but cannot register financings until the licenses are in force. Both are the largest markets in Latin America and are a priority on our roadmap, subject to completing the corresponding local licensing.

This regulatory architecture —Delaware + Bermuda DABA— is not bureaucracy: it is the foundation that lets LATAM operators access global capital with the same legal certainty as an institutional fund.

Get started in 2 minutes

The first step is free and requires no commitment. Simulate your rate and create a free account to see your exact rate and how much you could save compared to your local bank.

The first 6 steps of the process are completely free. You only pay when you decide to move forward with the formal validation of your asset.

Simulate your rate now and discover how much capital you can obtain for your operation.